diff --git a/src/Api/TakeoutSaaS.AdminApi/Controllers/BillingsController.cs b/src/Api/TakeoutSaaS.AdminApi/Controllers/BillingsController.cs
index 8ead5d2..e1083c5 100644
--- a/src/Api/TakeoutSaaS.AdminApi/Controllers/BillingsController.cs
+++ b/src/Api/TakeoutSaaS.AdminApi/Controllers/BillingsController.cs
@@ -157,6 +157,29 @@ public sealed class BillingsController(IMediator mediator) : BaseApiController
         return ApiResponse<PaymentRecordDto>.Ok(result);
     }
 
+    /// <summary>
+    /// 一键确认收款（记录支付 + 立即审核通过）。
+    /// </summary>
+    /// <param name="id">账单 ID。</param>
+    /// <param name="command">确认收款命令。</param>
+    /// <param name="cancellationToken">取消标记。</param>
+    /// <returns>确认后的支付记录。</returns>
+    [HttpPost("{id:long}/payments/confirm")]
+    [PermissionAuthorize("bill:pay")]
+    [ProducesResponseType(typeof(ApiResponse<PaymentRecordDto>), StatusCodes.Status200OK)]
+    [ProducesResponseType(typeof(ApiResponse<object>), StatusCodes.Status404NotFound)]
+    public async Task<ApiResponse<PaymentRecordDto>> ConfirmPayment(long id, [FromBody, Required] ConfirmPaymentCommand command, CancellationToken cancellationToken)
+    {
+        // 1. 绑定账单标识
+        command = command with { BillingId = id };
+
+        // 2. (空行后) 一键确认收款（含：写入 VerifiedBy/VerifiedAt，并同步更新账单已收金额/状态）
+        var result = await mediator.Send(command, cancellationToken);
+
+        // 3. (空行后) 返回结果
+        return ApiResponse<PaymentRecordDto>.Ok(result);
+    }
+
     /// <summary>
     /// 审核支付记录。
     /// </summary>
diff --git a/src/Application/TakeoutSaaS.Application/App/Billings/Commands/ConfirmPaymentCommand.cs b/src/Application/TakeoutSaaS.Application/App/Billings/Commands/ConfirmPaymentCommand.cs
new file mode 100644
index 0000000..db00c49
--- /dev/null
+++ b/src/Application/TakeoutSaaS.Application/App/Billings/Commands/ConfirmPaymentCommand.cs
@@ -0,0 +1,42 @@
+using MediatR;
+using TakeoutSaaS.Application.App.Billings.Dto;
+using TakeoutSaaS.Domain.Tenants.Enums;
+
+namespace TakeoutSaaS.Application.App.Billings.Commands;
+
+/// <summary>
+/// 一键确认收款命令（记录支付 + 立即审核通过）。
+/// </summary>
+public sealed record ConfirmPaymentCommand : IRequest<PaymentRecordDto>
+{
+    /// <summary>
+    /// 账单 ID（雪花算法）。
+    /// </summary>
+    public long BillingId { get; init; }
+
+    /// <summary>
+    /// 支付金额。
+    /// </summary>
+    public decimal Amount { get; init; }
+
+    /// <summary>
+    /// 支付方式。
+    /// </summary>
+    public TenantPaymentMethod Method { get; init; }
+
+    /// <summary>
+    /// 交易号。
+    /// </summary>
+    public string? TransactionNo { get; init; }
+
+    /// <summary>
+    /// 支付凭证 URL。
+    /// </summary>
+    public string? ProofUrl { get; init; }
+
+    /// <summary>
+    /// 备注信息。
+    /// </summary>
+    public string? Notes { get; init; }
+}
+
diff --git a/src/Application/TakeoutSaaS.Application/App/Billings/Handlers/ConfirmPaymentCommandHandler.cs b/src/Application/TakeoutSaaS.Application/App/Billings/Handlers/ConfirmPaymentCommandHandler.cs
new file mode 100644
index 0000000..c6ebbda
--- /dev/null
+++ b/src/Application/TakeoutSaaS.Application/App/Billings/Handlers/ConfirmPaymentCommandHandler.cs
@@ -0,0 +1,99 @@
+using MediatR;
+using TakeoutSaaS.Application.App.Billings.Commands;
+using TakeoutSaaS.Application.App.Billings.Dto;
+using TakeoutSaaS.Domain.Tenants.Entities;
+using TakeoutSaaS.Domain.Tenants.Enums;
+using TakeoutSaaS.Domain.Tenants.Repositories;
+using TakeoutSaaS.Shared.Abstractions.Constants;
+using TakeoutSaaS.Shared.Abstractions.Exceptions;
+using TakeoutSaaS.Shared.Abstractions.Ids;
+using TakeoutSaaS.Shared.Abstractions.Security;
+
+namespace TakeoutSaaS.Application.App.Billings.Handlers;
+
+/// <summary>
+/// 一键确认收款处理器（记录支付 + 立即审核通过 + 同步更新账单已收金额/状态）。
+/// </summary>
+public sealed class ConfirmPaymentCommandHandler(
+    ITenantBillingRepository billingRepository,
+    ITenantPaymentRepository paymentRepository,
+    IIdGenerator idGenerator,
+    ICurrentUserAccessor currentUserAccessor)
+    : IRequestHandler<ConfirmPaymentCommand, PaymentRecordDto>
+{
+    /// <inheritdoc />
+    public async Task<PaymentRecordDto> Handle(ConfirmPaymentCommand request, CancellationToken cancellationToken)
+    {
+        // 1. 校验操作者身份（用于写入 VerifiedBy）
+        if (!currentUserAccessor.IsAuthenticated || currentUserAccessor.UserId <= 0)
+        {
+            throw new BusinessException(ErrorCodes.Unauthorized, "未登录或无效的操作者身份");
+        }
+
+        // 2. (空行后) 查询账单
+        var billing = await billingRepository.FindByIdAsync(request.BillingId, cancellationToken);
+        if (billing is null)
+        {
+            throw new BusinessException(ErrorCodes.NotFound, "账单不存在");
+        }
+
+        // 3. (空行后) 业务规则检查
+        if (billing.Status == TenantBillingStatus.Paid)
+        {
+            throw new BusinessException(ErrorCodes.BusinessError, "已支付账单不允许重复收款");
+        }
+
+        if (billing.Status == TenantBillingStatus.Cancelled)
+        {
+            throw new BusinessException(ErrorCodes.BusinessError, "已取消账单不允许收款");
+        }
+
+        // 4. (空行后) 金额边界：不允许超过剩余应收（与前端校验保持一致）
+        var totalAmount = billing.CalculateTotalAmount();
+        var remainingAmount = totalAmount - billing.AmountPaid;
+        if (request.Amount > remainingAmount)
+        {
+            throw new BusinessException(ErrorCodes.BadRequest, "支付金额不能超过剩余应收");
+        }
+
+        // 5. (空行后) 幂等校验：交易号唯一
+        if (!string.IsNullOrWhiteSpace(request.TransactionNo))
+        {
+            var exists = await paymentRepository.GetByTransactionNoAsync(request.TransactionNo.Trim(), cancellationToken);
+            if (exists is not null)
+            {
+                throw new BusinessException(ErrorCodes.Conflict, "交易号已存在，疑似重复提交");
+            }
+        }
+
+        // 6. (空行后) 构建支付记录并立即审核通过
+        var now = DateTime.UtcNow;
+        var payment = new TenantPayment
+        {
+            Id = idGenerator.NextId(),
+            TenantId = billing.TenantId,
+            BillingStatementId = request.BillingId,
+            Amount = request.Amount,
+            Method = request.Method,
+            Status = TenantPaymentStatus.Pending,
+            TransactionNo = string.IsNullOrWhiteSpace(request.TransactionNo) ? null : request.TransactionNo.Trim(),
+            ProofUrl = request.ProofUrl,
+            PaidAt = now,
+            Notes = request.Notes
+        };
+
+        payment.Verify(currentUserAccessor.UserId);
+
+        // 7. (空行后) 同步更新账单已收金额/状态（支持分次收款）
+        billing.MarkAsPaid(payment.Amount, payment.TransactionNo ?? string.Empty);
+
+        // 8. (空行后) 持久化变更（同一 DbContext 下单次 SaveChanges 可提交两张表）
+        await paymentRepository.AddAsync(payment, cancellationToken);
+        await billingRepository.UpdateAsync(billing, cancellationToken);
+        await paymentRepository.SaveChangesAsync(cancellationToken);
+
+        // 9. (空行后) 返回 DTO
+        return payment.ToPaymentRecordDto();
+    }
+}
+
diff --git a/src/Application/TakeoutSaaS.Application/App/Billings/Validators/ConfirmPaymentCommandValidator.cs b/src/Application/TakeoutSaaS.Application/App/Billings/Validators/ConfirmPaymentCommandValidator.cs
new file mode 100644
index 0000000..a1cc4f5
--- /dev/null
+++ b/src/Application/TakeoutSaaS.Application/App/Billings/Validators/ConfirmPaymentCommandValidator.cs
@@ -0,0 +1,50 @@
+using FluentValidation;
+using TakeoutSaaS.Application.App.Billings.Commands;
+
+namespace TakeoutSaaS.Application.App.Billings.Validators;
+
+/// <summary>
+/// 一键确认收款命令验证器。
+/// </summary>
+public sealed class ConfirmPaymentCommandValidator : AbstractValidator<ConfirmPaymentCommand>
+{
+    public ConfirmPaymentCommandValidator()
+    {
+        // 1. 账单 ID 必填
+        RuleFor(x => x.BillingId)
+            .GreaterThan(0)
+            .WithMessage("账单 ID 必须大于 0");
+
+        // 2. (空行后) 支付金额必须大于 0
+        RuleFor(x => x.Amount)
+            .GreaterThan(0)
+            .WithMessage("支付金额必须大于 0")
+            .LessThanOrEqualTo(1_000_000_000)
+            .WithMessage("支付金额不能超过 10 亿");
+
+        // 3. (空行后) 支付方式必填
+        RuleFor(x => x.Method)
+            .IsInEnum()
+            .WithMessage("支付方式无效");
+
+        // 4. (空行后) 交易号必填
+        RuleFor(x => x.TransactionNo)
+            .NotEmpty()
+            .WithMessage("交易号不能为空")
+            .MaximumLength(64)
+            .WithMessage("交易号不能超过 64 个字符");
+
+        // 5. (空行后) 支付凭证 URL（可选）
+        RuleFor(x => x.ProofUrl)
+            .MaximumLength(500)
+            .WithMessage("支付凭证 URL 不能超过 500 个字符")
+            .When(x => !string.IsNullOrWhiteSpace(x.ProofUrl));
+
+        // 6. (空行后) 备注（可选）
+        RuleFor(x => x.Notes)
+            .MaximumLength(500)
+            .WithMessage("备注不能超过 500 个字符")
+            .When(x => !string.IsNullOrWhiteSpace(x.Notes));
+    }
+}
+